Cancer

Do you need cancer insurance? Well, start by asking yourself, "Does cancer run in your family? Or, are you a high cancer risk?" Remember, cancer insurance should be considered as extra protection. That means in addition to your medical insurance and any disability benefits you might get. So, first and foremost, find out what your medical plan covers.

The benefit of cancer policies is that they have a fixed rate premium that doesn’t go up even as you get older. And they continue even if you have a relapse. Most cancer insurance policies pay a lump sum upon diagnosis of cancer. Other policies reimburse for various medical procedures, such as radiation or chemotherapy treatment and surgical procedures. There may also be reimbursement for transportation and lodging for treatment away from home.

If you have any questions as to whether you need something as crucial as cancer insurance, we can help evaluate your needs and answer your questions - just as we have for over 50 years.

For more information, please call Hawaii Insurance Consultants, part of the AIG Hawaii Family of Companies, at 543-9789 or toll free at 1-877-543-9789 from Neighbor Islands.